Military Pay → Civilian Salary
BAH and BAS are tax-free. This calculator grosses them up so you can compare apples to apples with civilian offers.
Equivalent civilian salary
$85,692
Tax-free allowances: $29,400
Grossed-up value: $37,692
Assumes a 22% effective tax rate — adjust in your negotiation for your state.
How to use this number
Add 5-15% for the value of TSP match, healthcare, and PTO on the civilian side before you decide if an offer is competitive. Use the result as your minimum acceptable salary, not your ceiling.